Don’t Get Soaked When It Comes to Water Damage

Water damage claims hit the American public hard each year, with 25 percent of homeowner-related insurance property losses involving claims related to water or freezing. These claims result in an estimated $6.8 billion worth of property damage each year, according to the Institute for Business & Home Safety. ABA members have the opportunity to apply to purchase a MetLife Auto & Home® policy at special group discounted rates to help protect their property from water damage.

Water Damage Prevention Tips from MetLife

• Check all the windows in your household and ensure that the seals are tight. Replace caulk as necessary to avoid water seepage.
• Make certain that your tub and shower make the grade—inspect your shower stall for leaks, and inspect and replace old or brittle caulking. In addition, check your sink and toilet. Water stains around the toilet may be an indication of damage to the rim and tank seals.
• In the kitchen, regularly examine the icemaker, dishwasher, sinks, and the garbage disposal for leaks. Also, replace these hoses every five years—a small investment that can prevent an expensive accident from occurring.
• Check your hot water heater for leaks and corrosion. Rust is a sign of imminent tank failure.
• If you live in an area that is subject to freezing weather, be sure to winterize your exterior faucets.

Haven’t taken out a MetLife Auto & Home policy, yet? Don’t worry—it’s not too late. You have the opportunity to apply to purchase quality group insurance at special group rates that are designed to save you money, with hassle-free payment options, and personalized service. A variety of policies are available to you through this program, including: auto, mobile home, recreational vehicle, and personal excess liability (“Umbrella”).

For more information, free insurance reviews, and no-obligation premium quotes, call the toll-free MetLife Benefits Line at 800-888-2308 or visit www.americanboating.org/metlife.asp. Be sure to mention Group Code BGX.

MetLife Auto & Home® is a brand of Metropolitan Property & Casualty Insurance Company and its Affiliates, Warwick, RI.